Call reports 2006
PEOPLES EXCHANGE BANK, INC. — 2006
What PEOPLES EXCHANGE BANK, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 241,502,000 | 241,958,000 | 242,638,000 | 252,285,000 |
| Total loans | 188,019,000 | 196,042,000 | 200,875,000 | 206,407,000 |
| Allowance for loan losses | 2,371,000 | 2,355,000 | 2,411,000 | 2,453,000 |
| Securities available for sale | 9,868,000 | 20,394,000 | 21,486,000 | 22,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,181,000 | 199,777,000 | 197,931,000 | 205,689,000 |
| Interest-bearing deposits | 170,327,000 | 171,747,000 | 170,807,000 | 178,565,000 |
| Noninterest-bearing deposits | 28,854,000 | 28,030,000 | 27,124,000 | 27,124,000 |
| Equity capital | 19,472,000 | 19,977,000 | 20,523,000 | 20,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,788,000 | 7,817,000 | 11,998,000 | 16,307,000 |
| Interest expense | 1,477,000 | 3,101,000 | 4,874,000 | 6,820,000 |
| Net interest income | 2,311,000 | 4,716,000 | 7,124,000 | 9,487,000 |
| Noninterest income | 899,000 | 1,663,000 | 2,465,000 | 3,245,000 |
| Noninterest expense | 2,198,000 | 4,351,000 | 6,556,000 | 8,743,000 |
| Provision for loan losses | 15,000 | 47,000 | 120,000 | 221,000 |
| Pretax income | 997,000 | 1,981,000 | 2,913,000 | 3,777,000 |
| Income tax | 340,000 | 674,000 | 977,000 | 1,265,000 |
| Net income | 657,000 | 1,307,000 | 1,936,000 | 2,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,593,000 | 19,255,000 | 19,597,000 | 19,185,000 |
| Total capital | 20,789,000 | 21,545,000 | 21,923,000 | 21,550,000 |
| Risk-weighted assets | 175,627,000 | 183,145,000 | 185,983,000 | 190,537,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES EXCHANGE BANK, INC. — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.