Call reports 2005
PEOPLES EXCHANGE BANK, INC. — 2005
What PEOPLES EXCHANGE BANK, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 224,391,000 | 229,845,000 | 236,924,000 | 234,226,000 |
| Total loans | 194,922,000 | 199,922,000 | 197,708,000 | 196,697,000 |
| Allowance for loan losses | 2,311,000 | 2,391,000 | 2,448,000 | 2,458,000 |
| Securities available for sale | 5,450,000 | 5,828,000 | 5,688,000 | 7,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,752,000 | 186,570,000 | 192,234,000 | 192,733,000 |
| Interest-bearing deposits | 157,982,000 | 161,526,000 | 165,183,000 | 166,033,000 |
| Noninterest-bearing deposits | 23,770,000 | 25,044,000 | 27,051,000 | 26,700,000 |
| Equity capital | 17,000,000 | 17,608,000 | 18,233,000 | 18,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,223,000 | 6,682,000 | 10,328,000 | 14,191,000 |
| Interest expense | 1,017,000 | 2,172,000 | 3,453,000 | 4,879,000 |
| Net interest income | 2,206,000 | 4,510,000 | 6,875,000 | 9,312,000 |
| Noninterest income | 918,000 | 1,843,000 | 2,877,000 | 3,750,000 |
| Noninterest expense | 2,176,000 | 4,358,000 | 6,694,000 | 8,957,000 |
| Provision for loan losses | 133,000 | 288,000 | 380,000 | 449,000 |
| Pretax income | 815,000 | 1,741,000 | 2,712,000 | 3,690,000 |
| Income tax | 278,000 | 591,000 | 923,000 | 1,257,000 |
| Net income | 537,000 | 1,150,000 | 1,789,000 | 2,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,984,000 | 16,610,000 | 17,265,000 | 17,925,000 |
| Total capital | 18,157,000 | 18,855,000 | 19,527,000 | 20,177,000 |
| Risk-weighted assets | 173,684,000 | 179,462,000 | 180,785,000 | 179,944,000 |
Machine access — free, no API key
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