Call reports 2025
FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION — 2025
What FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 563,485,000 | 576,946,000 | 574,667,000 | 581,010,000 |
| Total loans | 491,951,000 | 499,286,000 | 494,599,000 | 504,242,000 |
| Allowance for loan losses | 6,014,000 | 6,015,000 | 6,015,000 | 6,015,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,748,000 | 410,389,000 | 404,583,000 | 408,893,000 |
| Interest-bearing deposits | 234,177,000 | 235,205,000 | 236,060,000 | 243,600,000 |
| Noninterest-bearing deposits | 165,571,000 | 175,184,000 | 168,523,000 | 165,293,000 |
| Equity capital | 159,112,000 | 161,889,000 | 164,645,000 | 167,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,178,000 | 14,688,000 | 22,313,000 | 29,946,000 |
| Interest expense | 798,000 | 1,621,000 | 2,465,000 | 3,325,000 |
| Net interest income | 6,380,000 | 13,067,000 | 19,848,000 | 26,621,000 |
| Noninterest income | 1,057,000 | 2,183,000 | 3,488,000 | 4,736,000 |
| Noninterest expense | 4,224,000 | 8,332,000 | 12,764,000 | 17,421,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,395,000 | 7,199,000 | 10,974,000 | 14,171,000 |
| Income tax | 917,000 | 1,944,000 | 2,963,000 | 3,529,000 |
| Net income | 2,478,000 | 5,255,000 | 8,011,000 | 10,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,060,000 | 160,864,000 | 163,581,000 | 166,119,000 |