Call reports 2022
FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 562,949,000 | 571,503,000 | 580,811,000 | 563,653,000 |
| Total loans | 346,159,000 | 361,000,000 | 388,107,000 | 415,424,000 |
| Allowance for loan losses | 2,296,000 | 2,296,000 | 2,295,000 | 2,278,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,765,000 | 34,653,000 | 40,074,000 | 40,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,931,000 | 433,880,000 | 440,236,000 | 420,777,000 |
| Interest-bearing deposits | 247,780,000 | 253,047,000 | 251,623,000 | 243,754,000 |
| Noninterest-bearing deposits | 180,151,000 | 180,833,000 | 188,613,000 | 177,023,000 |
| Equity capital | 131,468,000 | 133,295,000 | 135,341,000 | 137,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,493,000 | 8,938,000 | 14,104,000 | 20,181,000 |
| Interest expense | 6,000 | 13,000 | 19,000 | 25,000 |
| Net interest income | 4,487,000 | 8,925,000 | 14,085,000 | 20,156,000 |
| Noninterest income | 1,132,000 | 2,779,000 | 3,996,000 | 4,966,000 |
| Noninterest expense | 3,699,000 | 7,334,000 | 10,978,000 | 14,544,000 |
| Provision for loan losses | 3,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 1,916,000 | 4,352,000 | 7,080,000 | 10,561,000 |
| Income tax | 479,000 | 1,088,000 | 1,770,000 | 2,640,000 |
| Net income | 1,437,000 | 3,264,000 | 5,310,000 | 7,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,725,000 | 129,942,000 | 132,731,000 | 135,318,000 |