Call reports 2021
FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 515,533,000 | 524,501,000 | 539,177,000 | 531,964,000 |
| Total loans | 281,341,000 | 292,250,000 | 298,376,000 | 318,028,000 |
| Allowance for loan losses | 2,289,000 | 2,296,000 | 2,299,000 | 2,300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,512,000 | 6,267,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,304,000 | 391,651,000 | 402,510,000 | 398,087,000 |
| Interest-bearing deposits | 224,209,000 | 226,798,000 | 230,134,000 | 235,193,000 |
| Noninterest-bearing deposits | 158,095,000 | 164,853,000 | 172,376,000 | 162,894,000 |
| Equity capital | 125,201,000 | 126,539,000 | 128,122,000 | 130,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,543,000 | 7,022,000 | 10,507,000 | 14,433,000 |
| Interest expense | 7,000 | 13,000 | 20,000 | 27,000 |
| Net interest income | 3,536,000 | 7,009,000 | 10,487,000 | 14,406,000 |
| Noninterest income | 1,824,000 | 3,755,000 | 6,095,000 | 8,454,000 |
| Noninterest expense | 3,606,000 | 7,205,000 | 10,917,000 | 14,689,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 1,741,000 | 3,532,000 | 5,635,000 | 8,162,000 |
| Income tax | 435,000 | 888,000 | 1,409,000 | 2,026,000 |
| Net income | 1,306,000 | 2,644,000 | 4,226,000 | 6,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,553,000 | 119,602,000 | 122,652,000 | 125,803,000 |
| Total capital | 119,842,000 | — | — | — |
| Risk-weighted assets | 258,971,000 | — | — | — |