Call reports 2020
FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 429,781,000 | 469,892,000 | 479,443,000 | 485,786,000 |
| Total loans | 305,118,000 | 301,730,000 | 285,151,000 | 274,560,000 |
| Allowance for loan losses | 2,157,000 | 2,202,000 | 2,246,000 | 2,292,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,539,000 | 4,531,000 | 6,026,000 | 6,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,154,000 | 343,479,000 | 351,652,000 | 354,647,000 |
| Interest-bearing deposits | 187,587,000 | 202,475,000 | 206,695,000 | 210,402,000 |
| Noninterest-bearing deposits | 119,567,000 | 141,004,000 | 144,957,000 | 144,245,000 |
| Equity capital | 119,092,000 | 120,638,000 | 122,306,000 | 123,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,187,000 | 8,175,000 | 12,401,000 | 16,160,000 |
| Interest expense | 6,000 | 13,000 | 20,000 | 25,000 |
| Net interest income | 4,181,000 | 8,162,000 | 12,381,000 | 16,135,000 |
| Noninterest income | 1,349,000 | 2,703,000 | 4,418,000 | 6,555,000 |
| Noninterest expense | 3,208,000 | 6,536,000 | 10,165,000 | 13,916,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 2,222,000 | 4,265,000 | 6,489,000 | 8,608,000 |
| Income tax | 569,000 | 1,066,000 | 1,622,000 | 2,152,000 |
| Net income | 1,653,000 | 3,199,000 | 4,867,000 | 6,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,552,000 | 111,546,000 | 113,888,000 | 115,686,000 |
| Total capital | 111,709,000 | 113,748,000 | 116,134,000 | 117,978,000 |
| Risk-weighted assets | 261,708,000 | 244,272,000 | 255,083,000 | 249,387,000 |