Call reports 2019
FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 418,497,000 | 418,691,000 | 419,813,000 | 418,917,000 |
| Total loans | 299,713,000 | 300,907,000 | 303,914,000 | 302,459,000 |
| Allowance for loan losses | 1,981,000 | 2,026,000 | 2,067,000 | 2,112,000 |
| Securities available for sale | 92,000 | 89,000 | 123,000 | 0 |
| Securities held to maturity | 2,872,000 | 2,934,000 | 3,195,000 | 3,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,007,000 | 299,677,000 | 298,960,000 | 296,568,000 |
| Interest-bearing deposits | 191,524,000 | 189,366,000 | 188,712,000 | 187,438,000 |
| Noninterest-bearing deposits | 109,483,000 | 110,311,000 | 110,248,000 | 109,130,000 |
| Equity capital | 111,812,000 | 113,551,000 | 115,551,000 | 117,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,335,000 | 8,726,000 | 13,260,000 | 17,604,000 |
| Interest expense | 6,000 | 13,000 | 20,000 | 27,000 |
| Net interest income | 4,329,000 | 8,713,000 | 13,240,000 | 17,577,000 |
| Noninterest income | 1,053,000 | 2,199,000 | 3,501,000 | 4,797,000 |
| Noninterest expense | 2,982,000 | 6,082,000 | 9,173,000 | 12,442,000 |
| Provision for loan losses | 33,000 | 78,000 | 123,000 | 168,000 |
| Pretax income | 2,367,000 | 4,752,000 | 7,445,000 | 9,805,000 |
| Income tax | 639,000 | 1,283,000 | 2,010,000 | 2,419,000 |
| Net income | 1,728,000 | 3,469,000 | 5,435,000 | 7,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,757,000 | 101,937,000 | 104,217,000 | 107,315,000 |
| Total capital | 101,767,000 | 103,991,000 | 106,327,000 | 109,427,000 |
| Risk-weighted assets | 264,393,000 | 265,652,000 | 264,321,000 | 263,081,000 |