Call reports 2018
FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 399,248,000 | 406,740,000 | 408,740,000 | 409,237,000 |
| Total loans | 288,676,000 | 290,341,000 | 295,213,000 | 295,297,000 |
| Allowance for loan losses | 1,939,000 | 1,938,000 | 1,943,000 | 1,949,000 |
| Securities available for sale | 46,000 | 54,000 | 48,000 | 37,000 |
| Securities held to maturity | 768,000 | 768,000 | 2,863,000 | 2,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,280,000 | 294,166,000 | 294,205,000 | 292,901,000 |
| Interest-bearing deposits | 192,778,000 | 192,644,000 | 190,516,000 | 187,929,000 |
| Noninterest-bearing deposits | 95,502,000 | 101,522,000 | 103,689,000 | 104,972,000 |
| Equity capital | 104,805,000 | 106,318,000 | 108,011,000 | 110,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,809,000 | 7,824,000 | 12,044,000 | 16,350,000 |
| Interest expense | 7,000 | 14,000 | 21,000 | 30,000 |
| Net interest income | 3,802,000 | 7,810,000 | 12,023,000 | 16,320,000 |
| Noninterest income | 1,010,000 | 2,070,000 | 3,212,000 | 4,231,000 |
| Noninterest expense | 3,000,000 | 5,999,000 | 9,021,000 | 12,022,000 |
| Provision for loan losses | 2,000 | 10,000 | 16,000 | 22,000 |
| Pretax income | 1,810,000 | 3,871,000 | 6,198,000 | 8,507,000 |
| Income tax | 490,000 | 1,047,000 | 1,673,000 | 1,966,000 |
| Net income | 1,320,000 | 2,824,000 | 4,525,000 | 6,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,503,000 | 94,400,000 | 96,314,000 | 97,467,000 |
| Total capital | 94,442,000 | 96,350,000 | 98,266,000 | 99,421,000 |
| Risk-weighted assets | 248,737,000 | 263,213,000 | 261,924,000 | 265,521,000 |