Call reports 2017
FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 379,681,000 | 382,845,000 | 387,165,000 | 387,883,000 |
| Total loans | 275,248,000 | 272,446,000 | 280,872,000 | 288,091,000 |
| Allowance for loan losses | 1,945,000 | 1,944,000 | 1,943,000 | 1,942,000 |
| Securities available for sale | 119,000 | 76,000 | 98,000 | 86,000 |
| Securities held to maturity | 10,768,000 | 10,768,000 | 10,768,000 | 10,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,114,000 | 276,796,000 | 278,760,000 | 275,197,000 |
| Interest-bearing deposits | 191,151,000 | 190,304,000 | 190,745,000 | 189,239,000 |
| Noninterest-bearing deposits | 84,963,000 | 86,492,000 | 88,015,000 | 85,958,000 |
| Equity capital | 100,091,000 | 101,054,000 | 102,400,000 | 103,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,525,000 | 7,079,000 | 10,883,000 | 14,651,000 |
| Interest expense | 8,000 | 17,000 | 24,000 | 32,000 |
| Net interest income | 3,517,000 | 7,062,000 | 10,859,000 | 14,619,000 |
| Noninterest income | 1,215,000 | 2,201,000 | 3,478,000 | 4,631,000 |
| Noninterest expense | 2,888,000 | 5,803,000 | 8,750,000 | 11,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,844,000 | 3,460,000 | 5,587,000 | 7,629,000 |
| Income tax | 696,000 | 1,306,000 | 2,109,000 | 3,277,000 |
| Net income | 1,148,000 | 2,154,000 | 3,478,000 | 4,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,254,000 | 88,605,000 | 90,221,000 | 90,478,000 |
| Total capital | 89,199,000 | 90,549,000 | 92,164,000 | 92,420,000 |
| Risk-weighted assets | 228,155,000 | 222,986,000 | 228,250,000 | 234,432,000 |