Call reports 2016
FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 351,351,000 | 357,107,000 | 361,370,000 | 365,171,000 |
| Total loans | 255,928,000 | 265,426,000 | 270,046,000 | 269,833,000 |
| Allowance for loan losses | 1,951,000 | 1,951,000 | 1,950,000 | 1,945,000 |
| Securities available for sale | 69,000 | 96,000 | 82,000 | 128,000 |
| Securities held to maturity | 10,689,000 | 10,689,000 | 10,689,000 | 10,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,816,000 | 257,719,000 | 260,419,000 | 261,896,000 |
| Interest-bearing deposits | 181,870,000 | 182,953,000 | 182,684,000 | 184,608,000 |
| Noninterest-bearing deposits | 72,946,000 | 74,766,000 | 77,735,000 | 77,288,000 |
| Equity capital | 94,408,000 | 96,397,000 | 97,561,000 | 98,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,303,000 | 6,743,000 | 10,260,000 | 13,795,000 |
| Interest expense | 8,000 | 17,000 | 25,000 | 33,000 |
| Net interest income | 3,295,000 | 6,726,000 | 10,235,000 | 13,762,000 |
| Noninterest income | 1,061,000 | 3,180,000 | 4,524,000 | 5,815,000 |
| Noninterest expense | 2,891,000 | 5,897,000 | 8,856,000 | 11,922,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,465,000 | 4,009,000 | 5,903,000 | 7,655,000 |
| Income tax | 553,000 | 1,138,000 | 1,853,000 | 2,513,000 |
| Net income | 912,000 | 2,871,000 | 4,050,000 | 5,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,560,000 | 83,144,000 | 84,528,000 | 85,679,000 |
| Total capital | 81,496,000 | 85,107,000 | 86,478,000 | 87,624,000 |
| Risk-weighted assets | 215,167,000 | 222,638,000 | 227,953,000 | 229,213,000 |