Call reports 2015
FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 337,493,000 | 339,147,000 | 338,625,000 | 351,980,000 |
| Total loans | 240,091,000 | 240,854,000 | 245,161,000 | 249,732,000 |
| Allowance for loan losses | 1,953,000 | 1,953,000 | 1,953,000 | 1,952,000 |
| Securities available for sale | 119,000 | 115,000 | 115,000 | 84,000 |
| Securities held to maturity | 10,768,000 | 10,768,000 | 10,768,000 | 10,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,683,000 | 244,749,000 | 243,150,000 | 255,974,000 |
| Interest-bearing deposits | 180,237,000 | 178,201,000 | 176,581,000 | 178,978,000 |
| Noninterest-bearing deposits | 64,446,000 | 66,548,000 | 66,569,000 | 76,996,000 |
| Equity capital | 90,833,000 | 91,741,000 | 92,659,000 | 93,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,261,000 | 6,449,000 | 9,701,000 | 12,911,000 |
| Interest expense | 14,000 | 26,000 | 36,000 | 46,000 |
| Net interest income | 3,247,000 | 6,423,000 | 9,665,000 | 12,865,000 |
| Noninterest income | 1,061,000 | 2,161,000 | 3,179,000 | 4,285,000 |
| Noninterest expense | 2,799,000 | 5,608,000 | 8,394,000 | 11,169,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,509,000 | 2,976,000 | 4,450,000 | 5,981,000 |
| Income tax | 570,000 | 1,123,000 | 1,680,000 | 2,255,000 |
| Net income | 939,000 | 1,853,000 | 2,770,000 | 3,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,387,000 | 77,441,000 | 78,404,000 | 79,543,000 |
| Total capital | 78,379,000 | 79,431,000 | 80,394,000 | 81,399,000 |
| Risk-weighted assets | 208,712,000 | 207,891,000 | 210,137,000 | 211,828,000 |