Call reports 2014
FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION — 2014
What FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 327,696,000 | 328,420,000 | 330,642,000 | 329,416,000 |
| Total loans | 225,886,000 | 230,218,000 | 235,085,000 | 240,772,000 |
| Allowance for loan losses | 1,957,000 | 1,956,000 | 1,954,000 | 1,954,000 |
| Securities available for sale | 35,000 | 32,000 | 32,000 | 106,000 |
| Securities held to maturity | 10,768,000 | 10,768,000 | 10,768,000 | 10,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,667,000 | 238,182,000 | 239,069,000 | 236,876,000 |
| Interest-bearing deposits | 181,205,000 | 179,129,000 | 178,865,000 | 177,424,000 |
| Noninterest-bearing deposits | 57,462,000 | 59,053,000 | 60,204,000 | 59,452,000 |
| Equity capital | 86,971,000 | 87,878,000 | 88,847,000 | 89,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,069,000 | 6,235,000 | 9,426,000 | 12,651,000 |
| Interest expense | 15,000 | 31,000 | 46,000 | 60,000 |
| Net interest income | 3,054,000 | 6,204,000 | 9,380,000 | 12,591,000 |
| Noninterest income | 1,004,000 | 2,070,000 | 3,266,000 | 4,417,000 |
| Noninterest expense | 2,591,000 | 5,351,000 | 8,166,000 | 10,946,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,467,000 | 2,923,000 | 4,480,000 | 6,062,000 |
| Income tax | 554,000 | 1,103,000 | 1,691,000 | 2,313,000 |
| Net income | 913,000 | 1,820,000 | 2,789,000 | 3,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,669,000 | 73,517,000 | 74,381,000 | 75,403,000 |
| Total capital | 74,626,000 | 75,473,000 | 76,335,000 | 77,357,000 |
| Risk-weighted assets | 203,465,000 | 206,179,000 | 207,815,000 | 212,845,000 |