Call reports 2013
FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION — 2013
What FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 315,977,000 | 318,752,000 | 320,136,000 | 316,938,000 |
| Total loans | 213,792,000 | 214,434,000 | 218,649,000 | 225,227,000 |
| Allowance for loan losses | 1,962,000 | 1,962,000 | 1,958,000 | 1,958,000 |
| Securities available for sale | 18,000 | 18,000 | 18,000 | 36,000 |
| Securities held to maturity | 10,000,000 | 10,000,000 | 10,000,000 | 10,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,098,000 | 232,261,000 | 232,287,000 | 228,348,000 |
| Interest-bearing deposits | 174,901,000 | 177,022,000 | 176,891,000 | 174,470,000 |
| Noninterest-bearing deposits | 56,197,000 | 55,239,000 | 55,396,000 | 53,878,000 |
| Equity capital | 83,179,000 | 84,159,000 | 85,140,000 | 86,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,094,000 | 6,154,000 | 9,235,000 | 12,406,000 |
| Interest expense | 26,000 | 46,000 | 62,000 | 78,000 |
| Net interest income | 3,068,000 | 6,108,000 | 9,173,000 | 12,328,000 |
| Noninterest income | 1,589,000 | 2,749,000 | 3,841,000 | 4,979,000 |
| Noninterest expense | 2,655,000 | 5,279,000 | 7,861,000 | 10,660,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 2,001,000 | 3,577,000 | 5,152,000 | 6,646,000 |
| Income tax | 580,000 | 1,176,000 | 1,770,000 | 2,364,000 |
| Net income | 1,421,000 | 2,401,000 | 3,382,000 | 4,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,170,000 | 70,911,000 | 71,893,000 | 72,508,000 |
| Total capital | 72,132,000 | 72,873,000 | 73,851,000 | 74,466,000 |
| Risk-weighted assets | 190,841,000 | 193,378,000 | 197,880,000 | 202,581,000 |