Call reports 2012
FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 302,741,000 | 303,002,000 | 301,950,000 | 308,104,000 |
| Total loans | 195,285,000 | 197,886,000 | 209,021,000 | 213,146,000 |
| Allowance for loan losses | 1,960,000 | 1,963,000 | 1,966,000 | 1,961,000 |
| Securities available for sale | 16,000 | 16,000 | 16,000 | 18,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,066,000 | 221,161,000 | 218,844,000 | 223,841,000 |
| Interest-bearing deposits | 176,132,000 | 174,662,000 | 171,975,000 | 173,093,000 |
| Noninterest-bearing deposits | 45,934,000 | 46,499,000 | 46,869,000 | 50,748,000 |
| Equity capital | 78,902,000 | 79,818,000 | 80,761,000 | 81,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,215,000 | 6,078,000 | 8,792,000 | 12,597,000 |
| Interest expense | 40,000 | 72,000 | 103,000 | 130,000 |
| Net interest income | 3,175,000 | 6,006,000 | 8,689,000 | 12,467,000 |
| Noninterest income | 909,000 | 2,001,000 | 3,377,000 | 4,007,000 |
| Noninterest expense | 2,523,000 | 4,973,000 | 7,512,000 | 10,237,000 |
| Provision for loan losses | -29,000 | -26,000 | -23,000 | -20,000 |
| Pretax income | 1,590,000 | 3,060,000 | 4,577,000 | 6,257,000 |
| Income tax | 600,000 | 1,154,000 | 1,728,000 | 2,412,000 |
| Net income | 990,000 | 1,906,000 | 2,849,000 | 3,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,218,000 | 68,126,000 | 67,770,000 | 68,770,000 |
| Total capital | 69,178,000 | 70,089,000 | 69,736,000 | 70,731,000 |
| Risk-weighted assets | 196,587,000 | 195,559,000 | 201,894,000 | 203,978,000 |