Call reports 2010
SIGNATURE BANK — 2010
What SIGNATURE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 82,762,000 | 76,623,000 | 70,885,000 | 72,664,000 |
| Total loans | 59,804,000 | 56,805,000 | 54,658,000 | 52,627,000 |
| Allowance for loan losses | 2,902,000 | 2,174,000 | 2,097,000 | 2,203,000 |
| Securities available for sale | 5,454,000 | 5,145,000 | 2,866,000 | 2,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,047,000 | 71,946,000 | 66,054,000 | 68,650,000 |
| Interest-bearing deposits | 73,435,000 | 67,188,000 | 61,829,000 | 64,205,000 |
| Noninterest-bearing deposits | 4,612,000 | 4,757,000 | 4,225,000 | 4,445,000 |
| Equity capital | 4,010,000 | 4,021,000 | 4,166,000 | 3,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,793,000 | 2,634,000 | 3,420,000 |
| Interest expense | 353,000 | 650,000 | 917,000 | 1,159,000 |
| Net interest income | 549,000 | 1,143,000 | 1,717,000 | 2,261,000 |
| Noninterest income | 51,000 | 98,000 | 172,000 | 252,000 |
| Noninterest expense | 531,000 | 1,231,000 | 1,819,000 | 2,380,000 |
| Provision for loan losses | 0 | 0 | 92,000 | 973,000 |
| Pretax income | 69,000 | 10,000 | 47,000 | -771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 10,000 | 47,000 | -771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,922,000 | 3,863,000 | 4,080,000 | 3,262,000 |
| Total capital | 4,771,000 | 4,659,000 | 4,849,000 | 4,010,000 |
| Risk-weighted assets | 65,844,000 | 62,339,000 | 60,231,000 | 58,359,000 |