Call reports 2009
SIGNATURE BANK — 2009
What SIGNATURE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,663,000 | 99,479,000 | 91,292,000 | 78,599,000 |
| Total loans | 69,067,000 | 70,314,000 | 67,696,000 | 65,975,000 |
| Allowance for loan losses | 869,000 | 850,000 | 994,000 | 3,843,000 |
| Securities available for sale | 1,278,000 | 6,398,000 | 6,173,000 | 5,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,778,000 | 91,229,000 | 83,310,000 | 73,937,000 |
| Interest-bearing deposits | 63,973,000 | 86,721,000 | 78,402,000 | 69,359,000 |
| Noninterest-bearing deposits | 4,805,000 | 4,508,000 | 4,908,000 | 4,578,000 |
| Equity capital | 7,681,000 | 7,462,000 | 7,214,000 | 3,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,188,000 | 3,226,000 | 4,147,000 |
| Interest expense | 564,000 | 1,203,000 | 1,772,000 | 2,203,000 |
| Net interest income | 518,000 | 985,000 | 1,454,000 | 1,944,000 |
| Noninterest income | 54,000 | 107,000 | 227,000 | 158,000 |
| Noninterest expense | 434,000 | 959,000 | 1,672,000 | 2,228,000 |
| Provision for loan losses | 85,000 | 210,000 | 460,000 | 3,628,000 |
| Pretax income | 53,000 | -77,000 | -451,000 | -3,754,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | -77,000 | -451,000 | -3,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,660,000 | 7,530,000 | 7,155,000 | 3,853,000 |
| Total capital | 8,529,000 | 8,380,000 | 8,066,000 | 4,722,000 |
| Risk-weighted assets | 71,829,000 | 75,831,000 | 72,834,000 | 66,566,000 |