Call reports 2008
SIGNATURE BANK — 2008
What SIGNATURE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,400,000 | 73,339,000 | 77,327,000 | 78,270,000 |
| Total loans | 59,455,000 | 65,741,000 | 69,177,000 | 70,102,000 |
| Allowance for loan losses | 545,000 | 630,000 | 749,000 | 784,000 |
| Securities available for sale | 1,762,000 | 1,489,000 | 1,759,000 | 1,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,128,000 | 57,944,000 | 62,686,000 | 67,030,000 |
| Interest-bearing deposits | 53,370,000 | 53,039,000 | 57,321,000 | 61,042,000 |
| Noninterest-bearing deposits | 3,758,000 | 4,905,000 | 5,366,000 | 5,988,000 |
| Equity capital | 7,677,000 | 7,738,000 | 7,784,000 | 7,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,224,000 | 3,416,000 | 4,526,000 |
| Interest expense | 583,000 | 1,176,000 | 1,767,000 | 2,389,000 |
| Net interest income | 481,000 | 1,048,000 | 1,649,000 | 2,137,000 |
| Noninterest income | 44,000 | 87,000 | 129,000 | 175,000 |
| Noninterest expense | 427,000 | 872,000 | 1,333,000 | 1,896,000 |
| Provision for loan losses | 52,000 | 137,000 | 257,000 | 400,000 |
| Pretax income | 46,000 | 126,000 | 188,000 | 16,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 46,000 | 126,000 | 188,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,637,000 | 7,717,000 | 7,784,000 | 7,607,000 |
| Total capital | 8,182,000 | 8,347,000 | 8,534,000 | 8,391,000 |
| Risk-weighted assets | 65,691,000 | 71,836,000 | 75,321,000 | 76,897,000 |