Call reports 2007
SIGNATURE BANK — 2007
What SIGNATURE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,442,000 | 47,591,000 | 56,733,000 | 59,096,000 |
| Total loans | 32,725,000 | 38,551,000 | 48,118,000 | 51,579,000 |
| Allowance for loan losses | 314,000 | 361,000 | 469,000 | 549,000 |
| Securities available for sale | 1,329,000 | 1,132,000 | 1,135,000 | 1,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,987,000 | 40,067,000 | 49,034,000 | 51,241,000 |
| Interest-bearing deposits | 28,464,000 | 34,959,000 | 42,000,000 | 47,137,000 |
| Noninterest-bearing deposits | 4,523,000 | 5,108,000 | 7,035,000 | 4,104,000 |
| Equity capital | 7,319,000 | 7,371,000 | 7,500,000 | 7,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 695,000 | 1,511,000 | 2,580,000 | 3,684,000 |
| Interest expense | 297,000 | 662,000 | 1,139,000 | 1,687,000 |
| Net interest income | 398,000 | 849,000 | 1,441,000 | 1,997,000 |
| Noninterest income | 27,000 | 80,000 | 135,000 | 126,000 |
| Noninterest expense | 375,000 | 782,000 | 1,192,000 | 1,568,000 |
| Provision for loan losses | 22,000 | 67,000 | 175,000 | 256,000 |
| Pretax income | 28,000 | 80,000 | 209,000 | 299,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 80,000 | 209,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,319,000 | 7,371,000 | 7,500,000 | 7,590,000 |
| Total capital | 7,632,000 | 7,732,000 | 7,969,000 | 8,140,000 |
| Risk-weighted assets | 37,514,000 | 43,666,000 | 53,188,000 | 56,732,000 |