Call reports 2006
SIGNATURE BANK — 2006
What SIGNATURE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 22,764,000 | 25,921,000 | 30,567,000 | 33,792,000 |
| Total loans | 16,316,000 | 20,814,000 | 23,574,000 | 27,604,000 |
| Allowance for loan losses | 138,000 | 177,000 | 200,000 | 252,000 |
| Securities available for sale | 597,000 | 599,000 | 829,000 | 681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,522,000 | 21,582,000 | 26,034,000 | 26,373,000 |
| Interest-bearing deposits | 12,722,000 | 16,943,000 | 20,883,000 | 23,097,000 |
| Noninterest-bearing deposits | 5,800,000 | 4,639,000 | 5,151,000 | 3,276,000 |
| Equity capital | 4,166,000 | 4,214,000 | 4,357,000 | 7,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 852,000 | 1,399,000 | 2,006,000 |
| Interest expense | 120,000 | 280,000 | 493,000 | 735,000 |
| Net interest income | 278,000 | 572,000 | 906,000 | 1,271,000 |
| Noninterest income | 5,000 | 33,000 | 48,000 | 67,000 |
| Noninterest expense | 192,000 | 428,000 | 713,000 | 1,050,000 |
| Provision for loan losses | 28,000 | 67,000 | 94,000 | 206,000 |
| Pretax income | 63,000 | 110,000 | 147,000 | 82,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 110,000 | 253,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,166,000 | 4,214,000 | 4,357,000 | 7,291,000 |
| Total capital | 4,304,000 | 4,391,000 | 4,557,000 | 7,543,000 |
| Risk-weighted assets | 19,650,000 | 23,283,000 | 26,712,000 | 32,066,000 |