Call reports 2005
SIGNATURE BANK — 2005
What SIGNATURE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 9,145,000 | 11,555,000 | 16,870,000 | 19,146,000 |
| Total loans | 3,000,000 | 7,302,000 | 10,892,000 | 12,940,000 |
| Allowance for loan losses | 35,000 | 75,000 | 90,000 | 110,000 |
| Securities available for sale | 503,000 | 500,000 | 547,000 | 596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,987,000 | 7,428,000 | 12,735,000 | 14,978,000 |
| Interest-bearing deposits | 3,390,000 | 4,559,000 | 9,251,000 | 12,365,000 |
| Noninterest-bearing deposits | 1,596,000 | 2,869,000 | 3,484,000 | 2,613,000 |
| Equity capital | 4,141,000 | 4,104,000 | 4,104,000 | 4,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 64,000 | 236,000 | 462,000 | 765,000 |
| Interest expense | 13,000 | 39,000 | 97,000 | 182,000 |
| Net interest income | 51,000 | 197,000 | 365,000 | 583,000 |
| Noninterest income | 0 | 10,000 | 15,000 | 11,000 |
| Noninterest expense | 171,000 | 324,000 | 482,000 | 677,000 |
| Provision for loan losses | 25,000 | 65,000 | 80,000 | 100,000 |
| Pretax income | -145,000 | -182,000 | -182,000 | -183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -145,000 | -182,000 | -182,000 | -183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,141,000 | 4,104,000 | 4,104,000 | 4,103,000 |
| Total capital | 4,176,000 | 4,179,000 | 4,194,000 | 4,213,000 |
| Risk-weighted assets | 4,985,000 | 8,967,000 | 13,098,000 | 15,497,000 |