Call reports 2023
GATEWAY BANK, F.S.B. — 2023
What GATEWAY BANK, F.S.B. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 188,534,000 | 185,642,000 | 178,782,000 | 197,665,000 |
| Total loans | 144,336,000 | 140,749,000 | 136,904,000 | 148,263,000 |
| Allowance for loan losses | 1,648,000 | 1,580,000 | 1,594,000 | 1,651,000 |
| Securities available for sale | 34,451,000 | 32,759,000 | 32,546,000 | 33,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,295,000 | 170,680,000 | 164,285,000 | 168,426,000 |
| Interest-bearing deposits | 158,862,000 | 162,064,000 | 153,097,000 | 155,515,000 |
| Noninterest-bearing deposits | 9,433,000 | 8,616,000 | 11,188,000 | 12,911,000 |
| Equity capital | 14,948,000 | 13,469,000 | 13,384,000 | 27,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,200,000 | 4,474,000 | 6,690,000 | 9,032,000 |
| Interest expense | 776,000 | 1,838,000 | 3,032,000 | 4,413,000 |
| Net interest income | 1,424,000 | 2,636,000 | 3,658,000 | 4,619,000 |
| Noninterest income | 46,000 | 111,000 | 158,000 | 176,000 |
| Noninterest expense | 3,152,000 | 4,669,000 | 5,894,000 | 7,405,000 |
| Provision for loan losses | 250,000 | 182,000 | 196,000 | 253,000 |
| Pretax income | -1,932,000 | -2,215,000 | -2,274,000 | -2,863,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,932,000 | -2,215,000 | -2,274,000 | -2,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,347,000 | 19,154,000 | 19,093,000 | 32,734,000 |