Call reports 2022
GATEWAY BANK, F.S.B. — 2022
What GATEWAY BANK, F.S.B. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 176,655,000 | 160,909,000 | 164,819,000 | 181,369,000 |
| Total loans | 106,452,000 | 111,335,000 | 110,448,000 | 121,924,000 |
| Allowance for loan losses | 1,358,000 | 1,376,000 | 1,376,000 | 1,398,000 |
| Securities available for sale | 38,735,000 | 37,608,000 | 35,553,000 | 35,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,348,000 | 145,872,000 | 150,757,000 | 162,450,000 |
| Interest-bearing deposits | 124,588,000 | 119,948,000 | 132,671,000 | 149,826,000 |
| Noninterest-bearing deposits | 35,760,000 | 25,924,000 | 18,086,000 | 12,624,000 |
| Equity capital | 14,612,000 | 13,525,000 | 11,926,000 | 17,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,346,000 | 2,840,000 | 4,377,000 | 6,175,000 |
| Interest expense | 114,000 | 231,000 | 446,000 | 931,000 |
| Net interest income | 1,232,000 | 2,609,000 | 3,931,000 | 5,244,000 |
| Noninterest income | 147,000 | 239,000 | 348,000 | 376,000 |
| Noninterest expense | 1,294,000 | 2,566,000 | 3,906,000 | 5,533,000 |
| Provision for loan losses | 0 | 18,000 | 18,000 | 40,000 |
| Pretax income | 85,000 | 264,000 | 355,000 | 47,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 264,000 | 355,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,529,000 | 15,707,000 | 15,799,000 | 21,279,000 |
| Total capital | 16,705,000 | 16,892,000 | — | — |
| Risk-weighted assets | 93,899,000 | 94,680,000 | — | — |