Call reports 2021
GATEWAY BANK, F.S.B. — 2021
What GATEWAY BANK, F.S.B. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 184,210,000 | 201,752,000 | 172,397,000 | 175,343,000 |
| Total loans | 139,082,000 | 151,419,000 | 123,053,000 | 99,886,000 |
| Allowance for loan losses | 1,340,000 | 1,358,000 | 1,358,000 | 1,358,000 |
| Securities available for sale | 17,875,000 | 20,632,000 | 22,558,000 | 22,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,402,000 | 137,301,000 | 147,464,000 | 154,750,000 |
| Interest-bearing deposits | 114,762,000 | 116,153,000 | 117,626,000 | 121,727,000 |
| Noninterest-bearing deposits | 16,640,000 | 21,148,000 | 29,838,000 | 33,023,000 |
| Equity capital | 14,744,000 | 15,366,000 | 15,919,000 | 15,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,574,000 | 3,379,000 | 5,625,000 | 7,228,000 |
| Interest expense | 242,000 | 450,000 | 638,000 | 766,000 |
| Net interest income | 1,332,000 | 2,929,000 | 4,987,000 | 6,462,000 |
| Noninterest income | 453,000 | 480,000 | 685,000 | 720,000 |
| Noninterest expense | 1,588,000 | 2,971,000 | 4,612,000 | 6,217,000 |
| Provision for loan losses | 0 | 18,000 | 18,000 | 18,000 |
| Pretax income | 197,000 | 420,000 | 1,042,000 | 947,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 197,000 | 420,000 | 1,042,000 | 947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,693,000 | 14,916,000 | 15,538,000 | 15,443,000 |
| Total capital | 15,783,000 | 16,077,000 | 16,677,000 | 16,430,000 |
| Risk-weighted assets | 87,012,000 | 92,714,000 | 90,936,000 | 78,629,000 |