Call reports 2020
GATEWAY BANK, F.S.B. — 2020
What GATEWAY BANK, F.S.B. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 141,537,000 | 171,271,000 | 173,523,000 | 179,697,000 |
| Total loans | 91,632,000 | 116,083,000 | 127,023,000 | 125,638,000 |
| Allowance for loan losses | 1,261,000 | 1,300,000 | 1,340,000 | 1,340,000 |
| Securities available for sale | 10,185,000 | 11,584,000 | 11,025,000 | 13,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,861,000 | 111,723,000 | 124,557,000 | 132,445,000 |
| Interest-bearing deposits | 98,239,000 | 99,263,000 | 114,645,000 | 121,773,000 |
| Noninterest-bearing deposits | 4,622,000 | 12,460,000 | 9,912,000 | 10,672,000 |
| Equity capital | 16,128,000 | 16,209,000 | 16,055,000 | 14,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,906,000 | 4,424,000 | 5,624,000 |
| Interest expense | 342,000 | 650,000 | 951,000 | 1,232,000 |
| Net interest income | 812,000 | 2,256,000 | 3,473,000 | 4,392,000 |
| Noninterest income | 734,000 | 873,000 | 998,000 | 1,090,000 |
| Noninterest expense | 1,767,000 | 3,190,000 | 4,689,000 | 7,319,000 |
| Provision for loan losses | -320,000 | -281,000 | -241,000 | -241,000 |
| Pretax income | 99,000 | 220,000 | 259,000 | -1,360,000 |
| Income tax | 0 | 0 | 0 | -26,000 |
| Net income | 99,000 | 220,000 | 259,000 | -1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,929,000 | 16,049,000 | 16,088,000 | 14,496,000 |
| Total capital | 16,856,000 | 17,051,000 | 17,110,000 | 15,543,000 |
| Risk-weighted assets | 73,873,000 | 79,912,000 | 81,463,000 | 83,527,000 |