Call reports 2019
GATEWAY BANK, F.S.B. — 2019
What GATEWAY BANK, F.S.B. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 103,330,000 | 117,471,000 | 118,452,000 | 128,563,000 |
| Total loans | 67,247,000 | 82,912,000 | 77,791,000 | 84,505,000 |
| Allowance for loan losses | 1,581,000 | 1,581,000 | 1,581,000 | 1,581,000 |
| Securities available for sale | 11,688,000 | 12,878,000 | 1,300,000 | 3,566,000 |
| Securities held to maturity | 2,274,000 | 6,038,000 | 5,783,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,928,000 | 84,843,000 | 85,816,000 | 95,570,000 |
| Interest-bearing deposits | 83,110,000 | 81,450,000 | 81,522,000 | 92,253,000 |
| Noninterest-bearing deposits | 3,818,000 | 3,393,000 | 4,294,000 | 3,317,000 |
| Equity capital | 15,990,000 | 15,839,000 | 15,747,000 | 15,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,099,000 | 3,426,000 | 4,774,000 |
| Interest expense | 198,000 | 430,000 | 745,000 | 1,068,000 |
| Net interest income | 841,000 | 1,669,000 | 2,681,000 | 3,706,000 |
| Noninterest income | 36,000 | 152,000 | 193,000 | 270,000 |
| Noninterest expense | 1,014,000 | 2,364,000 | 3,560,000 | 4,643,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -137,000 | -543,000 | -465,000 | -381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -137,000 | -543,000 | -465,000 | -381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,073,000 | 15,667,000 | 15,747,000 | 15,830,000 |
| Total capital | 16,707,000 | 16,490,000 | 16,543,000 | 16,603,000 |
| Risk-weighted assets | 49,774,000 | 65,112,000 | 62,951,000 | 61,096,000 |