Call reports 2018
GATEWAY BANK, F.S.B. — 2018
What GATEWAY BANK, F.S.B. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,450,000 | 120,867,000 | 114,206,000 | 109,396,000 |
| Total loans | 73,240,000 | 67,570,000 | 67,227,000 | 69,757,000 |
| Allowance for loan losses | 1,670,000 | 1,670,000 | 1,670,000 | 1,581,000 |
| Securities available for sale | 14,833,000 | 14,439,000 | 11,842,000 | 11,835,000 |
| Securities held to maturity | 1,194,000 | 1,183,000 | 1,173,000 | 2,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,529,000 | 103,614,000 | 97,692,000 | 92,444,000 |
| Interest-bearing deposits | 102,234,000 | 100,339,000 | 94,330,000 | 88,931,000 |
| Noninterest-bearing deposits | 2,295,000 | 3,275,000 | 3,362,000 | 3,513,000 |
| Equity capital | 7,079,000 | 16,246,000 | 15,820,000 | 15,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,145,000 | 3,172,000 | 4,248,000 |
| Interest expense | 163,000 | 323,000 | 491,000 | 679,000 |
| Net interest income | 935,000 | 1,822,000 | 2,681,000 | 3,569,000 |
| Noninterest income | 290,000 | 351,000 | 523,000 | 507,000 |
| Noninterest expense | 1,039,000 | 2,522,000 | 3,917,000 | 4,928,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | -349,000 | -713,000 | -852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | -349,000 | -713,000 | -852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,802,000 | 16,717,000 | 16,342,000 | 16,205,000 |
| Total capital | 7,459,000 | 17,327,000 | 16,960,000 | 16,857,000 |
| Risk-weighted assets | 50,943,000 | 47,770,000 | 48,456,000 | 51,250,000 |