Call reports 2017
GATEWAY BANK, F.S.B. — 2017
What GATEWAY BANK, F.S.B. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 131,784,000 | 132,208,000 | 125,051,000 | 119,771,000 |
| Total loans | 77,585,000 | 79,243,000 | 78,392,000 | 77,512,000 |
| Allowance for loan losses | 1,544,000 | 1,544,000 | 1,590,000 | 1,670,000 |
| Securities available for sale | 15,224,000 | 7,699,000 | 9,607,000 | 15,324,000 |
| Securities held to maturity | 1,236,000 | 1,225,000 | 1,215,000 | 1,205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,170,000 | 122,510,000 | 115,902,000 | 110,830,000 |
| Interest-bearing deposits | 119,603,000 | 118,860,000 | 113,459,000 | 108,318,000 |
| Noninterest-bearing deposits | 2,567,000 | 3,650,000 | 2,443,000 | 2,512,000 |
| Equity capital | 8,236,000 | 8,271,000 | 7,880,000 | 7,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,193,000 | 3,286,000 | 4,372,000 |
| Interest expense | 184,000 | 369,000 | 549,000 | 724,000 |
| Net interest income | 914,000 | 1,824,000 | 2,737,000 | 3,648,000 |
| Noninterest income | 175,000 | 435,000 | 533,000 | 742,000 |
| Noninterest expense | 1,234,000 | 2,512,000 | 3,841,000 | 5,506,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 140,000 |
| Pretax income | -145,000 | -167,000 | -545,000 | -1,170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -145,000 | -167,000 | -545,000 | -1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,621,000 | 7,661,000 | 7,291,000 | 6,640,000 |
| Total capital | 8,319,000 | 8,334,000 | 7,970,000 | 7,334,000 |
| Risk-weighted assets | 54,419,000 | 52,447,000 | 52,920,000 | 53,983,000 |