Call reports 2016
GATEWAY BANK, F.S.B. — 2016
What GATEWAY BANK, F.S.B. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 133,355,000 | 133,920,000 | 135,451,000 | 139,509,000 |
| Total loans | 92,425,000 | 87,720,000 | 82,139,000 | 78,313,000 |
| Allowance for loan losses | 1,966,000 | 1,712,000 | 1,737,000 | 1,544,000 |
| Securities available for sale | 20,996,000 | 20,459,000 | 975,000 | 5,802,000 |
| Securities held to maturity | 205,000 | 1,267,000 | 1,255,000 | 1,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,883,000 | 124,312,000 | 126,065,000 | 125,445,000 |
| Interest-bearing deposits | 120,548,000 | 122,130,000 | 123,833,000 | 123,109,000 |
| Noninterest-bearing deposits | 2,335,000 | 2,182,000 | 2,232,000 | 2,336,000 |
| Equity capital | 8,018,000 | 7,626,000 | 8,386,000 | 8,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,521,000 | 3,661,000 | 4,760,000 |
| Interest expense | 175,000 | 358,000 | 551,000 | 746,000 |
| Net interest income | 1,059,000 | 2,163,000 | 3,110,000 | 4,014,000 |
| Noninterest income | 63,000 | 241,000 | 435,000 | 712,000 |
| Noninterest expense | 1,900,000 | 3,776,000 | 4,842,000 | 6,009,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 35,000 |
| Pretax income | -778,000 | -1,354,000 | -1,103,000 | -1,089,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -778,000 | -1,354,000 | -1,103,000 | -1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,405,000 | 6,806,000 | 7,899,000 | 7,916,000 |
| Total capital | 8,272,000 | 7,617,000 | 8,615,000 | 8,616,000 |
| Risk-weighted assets | 67,789,000 | 63,504,000 | 55,851,000 | 54,730,000 |