Call reports 2015
GATEWAY BANK, F.S.B. — 2015
What GATEWAY BANK, F.S.B. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 165,890,000 | 163,190,000 | 142,149,000 | 136,852,000 |
| Total loans | 114,110,000 | 105,436,000 | 97,801,000 | 91,338,000 |
| Allowance for loan losses | 2,444,000 | 2,425,000 | 2,119,000 | 1,966,000 |
| Securities available for sale | 1,540,000 | 1,300,000 | 1,132,000 | 20,822,000 |
| Securities held to maturity | 212,000 | 210,000 | 209,000 | 207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,329,000 | 152,966,000 | 132,188,000 | 126,407,000 |
| Interest-bearing deposits | 153,408,000 | 151,140,000 | 130,234,000 | 124,391,000 |
| Noninterest-bearing deposits | 1,921,000 | 1,826,000 | 1,954,000 | 2,016,000 |
| Equity capital | 9,180,000 | 8,837,000 | 8,005,000 | 8,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,422,000 | 2,872,000 | 4,109,000 | 5,272,000 |
| Interest expense | 266,000 | 504,000 | 691,000 | 866,000 |
| Net interest income | 1,156,000 | 2,368,000 | 3,418,000 | 4,406,000 |
| Noninterest income | -231,000 | 198,000 | -19,000 | 26,000 |
| Noninterest expense | 1,773,000 | 3,748,000 | 5,394,000 | 8,466,000 |
| Provision for loan losses | 0 | 0 | 0 | 190,000 |
| Pretax income | -484,000 | -818,000 | -1,631,000 | -3,860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -484,000 | -818,000 | -1,631,000 | -3,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,245,000 | 6,885,000 | 6,301,000 | 7,598,000 |
| Total capital | 8,417,000 | 7,788,000 | 7,164,000 | 8,465,000 |
| Risk-weighted assets | 90,596,000 | 68,795,000 | 66,119,000 | 67,154,000 |