Call reports 2014
GATEWAY BANK, F.S.B. — 2014
What GATEWAY BANK, F.S.B. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 217,842,000 | 213,328,000 | 203,526,000 | 186,462,000 |
| Total loans | 125,093,000 | 151,407,000 | 160,203,000 | 134,130,000 |
| Allowance for loan losses | 2,862,000 | 2,614,000 | 2,620,000 | 2,642,000 |
| Securities available for sale | 37,160,000 | 30,225,000 | 20,247,000 | 10,899,000 |
| Securities held to maturity | 370,000 | 367,000 | 216,000 | 214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,141,000 | 201,733,000 | 159,899,000 | 154,816,000 |
| Interest-bearing deposits | 197,869,000 | 195,110,000 | 154,986,000 | 151,968,000 |
| Noninterest-bearing deposits | 6,272,000 | 6,623,000 | 4,913,000 | 2,848,000 |
| Equity capital | 11,484,000 | 9,693,000 | 9,995,000 | 9,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,783,000 | 3,896,000 | 6,157,000 | 7,827,000 |
| Interest expense | 274,000 | 556,000 | 834,000 | 1,097,000 |
| Net interest income | 1,509,000 | 3,340,000 | 5,323,000 | 6,730,000 |
| Noninterest income | 60,000 | 337,000 | 1,547,000 | 2,196,000 |
| Noninterest expense | 2,971,000 | 7,324,000 | 10,177,000 | 12,794,000 |
| Provision for loan losses | 0 | -200,000 | -200,000 | -200,000 |
| Pretax income | -1,402,000 | -3,524,000 | -3,190,000 | -3,673,000 |
| Income tax | 0 | 0 | 1,000 | 34,000 |
| Net income | -1,402,000 | -3,524,000 | -3,191,000 | -3,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,266,000 | 9,189,000 | 9,639,000 | 9,142,000 |
| Total capital | 12,473,000 | 10,276,000 | 10,764,000 | 10,024,000 |
| Risk-weighted assets | 131,674,000 | 122,234,000 | 125,280,000 | 105,610,000 |