Call reports 2025
CITIZENS PROGRESSIVE BANK — 2025
What CITIZENS PROGRESSIVE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 282,332,000 | 275,922,000 | 270,718,000 | 255,150,000 |
| Total loans | 226,655,000 | 220,059,000 | 203,436,000 | 190,016,000 |
| Allowance for loan losses | 1,613,000 | 1,661,000 | 1,631,000 | 1,709,000 |
| Securities available for sale | 12,203,000 | 9,052,000 | 9,238,000 | 9,181,000 |
| Securities held to maturity | 1,372,000 | 1,377,000 | 1,383,000 | 1,388,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,892,000 | 243,244,000 | 236,684,000 | 222,783,000 |
| Interest-bearing deposits | 225,561,000 | 215,331,000 | 214,266,000 | 198,499,000 |
| Noninterest-bearing deposits | 24,331,000 | 27,913,000 | 22,418,000 | 24,284,000 |
| Equity capital | 30,294,000 | 30,369,000 | 31,126,000 | 30,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,767,000 | 9,538,000 | 14,210,000 | 18,242,000 |
| Interest expense | 2,081,000 | 4,060,000 | 5,958,000 | 7,704,000 |
| Net interest income | 2,686,000 | 5,478,000 | 8,252,000 | 10,538,000 |
| Noninterest income | 490,000 | 1,059,000 | 1,704,000 | 2,352,000 |
| Noninterest expense | 2,706,000 | 5,563,000 | 8,324,000 | 10,848,000 |
| Provision for loan losses | 60,000 | 150,000 | 270,000 | 884,000 |
| Pretax income | 410,000 | 964,000 | 1,502,000 | 1,298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 410,000 | 964,000 | 1,502,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,895,000 | 26,403,000 | 26,945,000 | 26,324,000 |