Call reports 2012
CITIZENS PROGRESSIVE BANK — 2012
What CITIZENS PROGRESSIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 81,767,000 | 81,212,000 | 83,909,000 | 85,946,000 |
| Total loans | 55,960,000 | 61,842,000 | 59,708,000 | 62,103,000 |
| Allowance for loan losses | 643,000 | 667,000 | 649,000 | 684,000 |
| Securities available for sale | 6,949,000 | 6,989,000 | 7,014,000 | 6,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,157,000 | 69,130,000 | 71,284,000 | 73,831,000 |
| Interest-bearing deposits | 57,968,000 | 57,944,000 | 57,354,000 | 60,031,000 |
| Noninterest-bearing deposits | 12,189,000 | 11,186,000 | 13,930,000 | 13,800,000 |
| Equity capital | 11,398,000 | 11,746,000 | 12,178,000 | 11,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,491,000 | 3,735,000 | 4,942,000 |
| Interest expense | 200,000 | 392,000 | 583,000 | 769,000 |
| Net interest income | 1,066,000 | 2,099,000 | 3,152,000 | 4,173,000 |
| Noninterest income | 175,000 | 319,000 | 492,000 | 678,000 |
| Noninterest expense | 733,000 | 1,534,000 | 2,297,000 | 3,112,000 |
| Provision for loan losses | 81,000 | 141,000 | 201,000 | 261,000 |
| Pretax income | 727,000 | 1,043,000 | 1,446,000 | 1,778,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 727,000 | 1,043,000 | 1,446,000 | 1,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,656,000 | 6,934,000 | 7,299,000 | 7,093,000 |
| Total capital | 7,299,000 | 7,601,000 | 7,948,000 | 7,777,000 |
| Risk-weighted assets | 58,998,000 | 63,748,000 | 61,866,000 | 65,629,000 |