Call reports 2002
CITIZENS PROGRESSIVE BANK — 2002
What CITIZENS PROGRESSIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,728,000 | 31,453,000 | 34,564,000 | 34,013,000 |
| Total loans | 20,251,000 | 22,938,000 | 23,727,000 | 24,665,000 |
| Allowance for loan losses | 316,000 | 311,000 | 330,000 | 369,000 |
| Securities available for sale | 4,929,000 | 3,820,000 | 5,262,000 | 5,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,802,000 | 27,341,000 | 28,430,000 | 27,944,000 |
| Interest-bearing deposits | 22,715,000 | 22,119,000 | 22,787,000 | 22,617,000 |
| Noninterest-bearing deposits | 5,087,000 | 5,222,000 | 5,643,000 | 5,327,000 |
| Equity capital | 3,827,000 | 3,992,000 | 4,081,000 | 4,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,100,000 | 1,693,000 | 2,309,000 |
| Interest expense | 187,000 | 367,000 | 539,000 | 707,000 |
| Net interest income | 354,000 | 733,000 | 1,154,000 | 1,602,000 |
| Noninterest income | 74,000 | 148,000 | 220,000 | 318,000 |
| Noninterest expense | 384,000 | 765,000 | 1,152,000 | 1,534,000 |
| Provision for loan losses | 15,000 | 40,000 | 85,000 | 130,000 |
| Pretax income | 29,000 | 77,000 | 138,000 | 257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 77,000 | 138,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,866,000 | 3,914,000 | 3,949,000 | 4,018,000 |
| Total capital | 4,146,000 | 4,225,000 | 4,273,000 | 4,328,000 |
| Risk-weighted assets | 22,477,000 | 25,120,000 | 26,075,000 | 24,729,000 |