Call reports 2026
MIDLAND STATES BANK — 2026
What MIDLAND STATES BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 6,539,611,000 | 6,691,838,000 |
| Total loans | 4,345,282,000 | 4,252,648,000 |
| Allowance for loan losses | 67,875,000 | 62,519,000 |
| Securities available for sale | 1,592,555,000 | 1,653,460,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 5,450,631,000 | 5,721,115,000 |
| Interest-bearing deposits | 4,426,259,000 | 4,697,150,000 |
| Noninterest-bearing deposits | 1,024,372,000 | 1,023,965,000 |
| Equity capital | 605,286,000 | 612,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 86,022,000 | 174,199,000 |
| Interest expense | 27,238,000 | 54,450,000 |
| Net interest income | 58,784,000 | 119,749,000 |
| Noninterest income | 23,807,000 | 47,134,000 |
| Noninterest expense | 50,511,000 | 101,165,000 |
| Provision for loan losses | 5,403,000 | 12,512,000 |
| Pretax income | 25,258,000 | 52,425,000 |
| Income tax | 5,970,000 | 12,253,000 |
| Net income | 19,288,000 | 40,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 658,730,000 | 665,347,000 |
| Total capital | 721,364,000 | 726,601,000 |
| Risk-weighted assets | 5,002,177,000 | 4,896,025,000 |