Call report 2025Q4
MIDLAND STATES BANK — 2025Q4
The 22 measures MIDLAND STATES BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,502,519,000 | USD | evidence → |
| Total loans | 4,359,785,000 | USD | evidence → |
| Allowance for loan losses | 69,219,000 | USD | evidence → |
| Securities available for sale | 1,520,708,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,429,071,000 | USD | evidence → |
| Interest-bearing deposits | 4,383,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,045,103,000 | USD | evidence → |
| Equity capital | 610,247,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 387,867,000 | USD | evidence → |
| Interest expense | 142,707,000 | USD | evidence → |
| Net interest income | 245,160,000 | USD | evidence → |
| Noninterest income | 87,461,000 | USD | evidence → |
| Noninterest expense | 378,157,000 | USD | evidence → |
| Provision for loan losses | 60,549,000 | USD | evidence → |
| Pretax income | -105,120,000 | USD | evidence → |
| Income tax | 9,337,000 | USD | evidence → |
| Net income | -114,457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 655,751,000 | USD | evidence → |
| Total capital | 718,702,000 | USD | evidence → |
| Risk-weighted assets | 5,026,125,000 | USD | evidence → |