Call reports 2024
MIDLAND STATES BANK — 2024
What MIDLAND STATES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 7,756,052,000 | 7,701,190,000 | 7,694,045,000 | 7,496,784,000 |
| Total loans | 5,938,201,000 | 5,834,612,000 | 5,736,238,000 | 5,512,521,000 |
| Allowance for loan losses | 160,844,000 | 155,443,000 | 151,067,000 | 111,204,000 |
| Securities available for sale | 1,040,406,000 | 1,095,091,000 | 1,212,090,000 | 1,207,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,329,349,000 | 6,124,643,000 | 6,262,217,000 | 6,202,564,000 |
| Interest-bearing deposits | 5,111,602,000 | 5,009,502,000 | 5,206,219,000 | 5,141,679,000 |
| Noninterest-bearing deposits | 1,217,747,000 | 1,115,141,000 | 1,055,998,000 | 1,060,885,000 |
| Equity capital | 818,368,000 | 832,811,000 | 863,069,000 | 801,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 105,519,000 | 212,649,000 | 321,643,000 | 426,113,000 |
| Interest expense | 43,451,000 | 89,516,000 | 137,259,000 | 180,643,000 |
| Net interest income | 62,068,000 | 123,133,000 | 184,384,000 | 245,470,000 |
| Noninterest income | 38,015,000 | 69,976,000 | 103,193,000 | 138,367,000 |
| Noninterest expense | 48,335,000 | 98,570,000 | 148,137,000 | 206,371,000 |
| Provision for loan losses | 19,942,000 | 28,424,000 | 46,349,000 | 119,262,000 |
| Pretax income | 31,967,000 | 66,401,000 | 93,460,000 | 57,432,000 |
| Income tax | 7,213,000 | 14,042,000 | 20,784,000 | 13,428,000 |
| Net income | 24,754,000 | 52,359,000 | 72,676,000 | 44,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 727,888,000 | 743,881,000 | 752,606,000 | 712,263,000 |
| Total capital | 813,687,000 | 828,822,000 | 835,559,000 | 792,327,000 |
| Risk-weighted assets | 6,787,826,000 | 6,724,142,000 | 6,567,497,000 | 6,372,584,000 |