Call reports 2023
MIDLAND STATES BANK — 2023
What MIDLAND STATES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,852,913,000 | 7,953,299,000 | 7,889,595,000 | 7,782,095,000 |
| Total loans | 6,329,671,000 | 6,345,054,000 | 6,259,524,000 | 6,107,403,000 |
| Allowance for loan losses | 140,864,000 | 151,415,000 | 157,815,000 | 159,319,000 |
| Securities available for sale | 810,432,000 | 881,164,000 | 833,446,000 | 915,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,429,163,000 | 6,432,285,000 | 6,406,682,000 | 6,316,770,000 |
| Interest-bearing deposits | 5,209,443,000 | 5,263,639,000 | 5,250,487,000 | 5,164,134,000 |
| Noninterest-bearing deposits | 1,219,720,000 | 1,168,646,000 | 1,156,195,000 | 1,152,636,000 |
| Equity capital | 808,135,000 | 806,483,000 | 794,815,000 | 816,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 98,049,000 | 202,130,000 | 308,716,000 | 416,983,000 |
| Interest expense | 32,897,000 | 72,329,000 | 115,068,000 | 159,302,000 |
| Net interest income | 65,152,000 | 129,801,000 | 193,648,000 | 257,681,000 |
| Noninterest income | 29,944,000 | 58,815,000 | 96,947,000 | 123,239,000 |
| Noninterest expense | 50,024,000 | 98,256,000 | 144,850,000 | 193,496,000 |
| Provision for loan losses | 22,282,000 | 44,098,000 | 66,460,000 | 82,560,000 |
| Pretax income | 22,259,000 | 45,083,000 | 73,187,000 | 96,101,000 |
| Income tax | 5,037,000 | 10,598,000 | 21,905,000 | 29,766,000 |
| Net income | 17,222,000 | 34,485,000 | 51,282,000 | 66,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 712,121,000 | 718,515,000 | 724,275,000 | 722,123,000 |
| Total capital | 802,950,000 | 808,610,000 | 813,692,000 | 809,597,000 |
| Risk-weighted assets | 7,217,639,000 | 7,147,707,000 | 7,086,387,000 | 6,927,526,000 |