Call reports 2022
MIDLAND STATES BANK — 2022
What MIDLAND STATES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,268,287,000 | 7,365,195,000 | 7,754,858,000 | 7,783,278,000 |
| Total loans | 5,512,675,000 | 5,769,232,000 | 6,175,667,000 | 6,279,096,000 |
| Allowance for loan losses | 95,181,000 | 107,419,000 | 119,329,000 | 128,889,000 |
| Securities available for sale | 847,569,000 | 757,186,000 | 680,570,000 | 766,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,098,699,000 | 6,220,026,000 | 6,488,671,000 | 6,367,307,000 |
| Interest-bearing deposits | 4,092,507,000 | 4,212,177,000 | 4,370,015,000 | 4,428,879,000 |
| Noninterest-bearing deposits | 2,006,192,000 | 2,007,849,000 | 2,118,656,000 | 1,938,428,000 |
| Equity capital | 723,968,000 | 721,925,000 | 770,180,000 | 796,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 65,414,000 | 138,062,000 | 220,366,000 | 312,672,000 |
| Interest expense | 3,391,000 | 8,652,000 | 21,350,000 | 45,495,000 |
| Net interest income | 62,023,000 | 129,410,000 | 199,016,000 | 267,177,000 |
| Noninterest income | 33,485,000 | 66,602,000 | 101,732,000 | 151,113,000 |
| Noninterest expense | 46,549,000 | 93,760,000 | 143,127,000 | 198,448,000 |
| Provision for loan losses | 14,509,000 | 35,599,000 | 57,105,000 | 75,435,000 |
| Pretax income | 33,893,000 | 64,870,000 | 98,486,000 | 141,826,000 |
| Income tax | 8,291,000 | 16,251,000 | 26,335,000 | 37,527,000 |
| Net income | 25,602,000 | 48,619,000 | 72,151,000 | 104,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 578,357,000 | 600,381,000 | 675,007,000 | 708,131,000 |
| Total capital | 658,073,000 | 684,197,000 | 763,399,000 | 798,118,000 |
| Risk-weighted assets | 6,367,257,000 | 6,687,098,000 | 7,045,841,000 | 7,165,468,000 |