Call reports 2021
MIDLAND STATES BANK — 2021
What MIDLAND STATES BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 6,872,557,000 | 6,616,623,000 | 7,083,098,000 | 7,434,242,000 |
| Total loans | 4,965,980,000 | 4,848,053,000 | 4,942,175,000 | 5,256,847,000 |
| Allowance for loan losses | 62,687,000 | 58,664,000 | 55,675,000 | 51,062,000 |
| Securities available for sale | 680,682,000 | 747,000,000 | 890,452,000 | 906,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,407,491,000 | 5,241,867,000 | 5,639,110,000 | 6,148,477,000 |
| Interest-bearing deposits | 3,818,080,000 | 3,829,898,000 | 3,928,475,000 | 3,864,947,000 |
| Noninterest-bearing deposits | 1,589,411,000 | 1,411,969,000 | 1,710,635,000 | 2,283,530,000 |
| Equity capital | 777,148,000 | 786,208,000 | 798,224,000 | 808,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 60,493,000 | 118,880,000 | 177,363,000 | 237,783,000 |
| Interest expense | 5,775,000 | 11,254,000 | 15,849,000 | 19,474,000 |
| Net interest income | 54,718,000 | 107,626,000 | 161,514,000 | 218,309,000 |
| Noninterest income | 14,194,000 | 30,584,000 | 45,060,000 | 66,787,000 |
| Noninterest expense | 39,124,000 | 88,128,000 | 129,460,000 | 175,093,000 |
| Provision for loan losses | 3,950,000 | 3,950,000 | 3,950,000 | 3,950,000 |
| Pretax income | 26,304,000 | 47,575,000 | 75,063,000 | 107,508,000 |
| Income tax | 6,293,000 | 5,975,000 | 11,706,000 | 19,821,000 |
| Net income | 20,011,000 | 41,600,000 | 63,357,000 | 87,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 591,092,000 | 601,603,000 | 614,913,000 | 629,389,000 |
| Total capital | 645,706,000 | 651,928,000 | 662,249,000 | 672,501,000 |
| Risk-weighted assets | 5,301,934,000 | 5,439,848,000 | 5,505,039,000 | 5,999,149,000 |