Call reports 2020
MIDLAND STATES BANK — 2020
What MIDLAND STATES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 6,194,824,000 | 6,628,965,000 | 6,691,009,000 | 6,857,988,000 |
| Total loans | 4,490,056,000 | 4,871,826,000 | 5,003,966,000 | 5,241,421,000 |
| Allowance for loan losses | 38,545,000 | 47,093,000 | 52,771,000 | 60,443,000 |
| Securities available for sale | 656,254,000 | 630,690,000 | 609,831,000 | 676,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,699,638,000 | 5,007,347,000 | 5,092,864,000 | 5,161,594,000 |
| Interest-bearing deposits | 3,597,914,000 | 3,669,840,000 | 3,673,548,000 | 3,631,437,000 |
| Noninterest-bearing deposits | 1,101,724,000 | 1,337,507,000 | 1,419,316,000 | 1,530,157,000 |
| Equity capital | 792,590,000 | 774,145,000 | 765,036,000 | 766,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 61,291,000 | 121,822,000 | 182,121,000 | 244,820,000 |
| Interest expense | 11,427,000 | 19,917,000 | 27,374,000 | 33,698,000 |
| Net interest income | 49,864,000 | 101,905,000 | 154,747,000 | 211,122,000 |
| Noninterest income | 8,070,000 | 26,788,000 | 43,336,000 | 56,942,000 |
| Noninterest expense | 42,285,000 | 82,971,000 | 137,339,000 | 184,154,000 |
| Provision for loan losses | 10,569,000 | 22,179,000 | 33,149,000 | 43,149,000 |
| Pretax income | 5,004,000 | 23,598,000 | 29,325,000 | 42,693,000 |
| Income tax | 1,438,000 | 5,754,000 | 8,779,000 | 12,041,000 |
| Net income | 3,566,000 | 17,844,000 | 20,546,000 | 30,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 592,686,000 | 575,251,000 | 580,000,000 | 578,681,000 |
| Total capital | 623,781,000 | 614,229,000 | 625,233,000 | 631,586,000 |
| Risk-weighted assets | 5,038,259,000 | 5,097,548,000 | 5,291,604,000 | 5,365,908,000 |