Call reports 2019
MIDLAND STATES BANK — 2019
What MIDLAND STATES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 5,631,841,000 | 5,538,807,000 | 5,712,771,000 | 6,073,827,000 |
| Total loans | 4,108,957,000 | 4,095,670,000 | 4,205,254,000 | 4,417,841,000 |
| Allowance for loan losses | 23,091,000 | 25,925,000 | 24,946,000 | 28,028,000 |
| Securities available for sale | 652,739,000 | 609,657,000 | 590,628,000 | 649,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,059,581,000 | 4,038,071,000 | 4,183,557,000 | 4,597,914,000 |
| Interest-bearing deposits | 3,094,944,000 | 3,108,921,000 | 3,151,253,000 | 3,524,782,000 |
| Noninterest-bearing deposits | 964,637,000 | 929,150,000 | 1,032,304,000 | 1,073,132,000 |
| Equity capital | 769,722,000 | 781,738,000 | 772,923,000 | 825,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 59,410,000 | 120,022,000 | 181,191,000 | 249,439,000 |
| Interest expense | 11,068,000 | 22,888,000 | 35,301,000 | 47,905,000 |
| Net interest income | 48,342,000 | 97,134,000 | 145,890,000 | 201,534,000 |
| Noninterest income | 16,479,000 | 35,542,000 | 52,966,000 | 72,344,000 |
| Noninterest expense | 40,907,000 | 80,984,000 | 125,530,000 | 173,227,000 |
| Provision for loan losses | 3,243,000 | 7,319,000 | 11,680,000 | 16,985,000 |
| Pretax income | 20,738,000 | 44,424,000 | 61,777,000 | 84,433,000 |
| Income tax | 5,168,000 | 11,024,000 | 14,668,000 | 19,947,000 |
| Net income | 15,570,000 | 33,400,000 | 47,109,000 | 64,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 569,240,000 | 581,033,000 | 574,781,000 | 619,019,000 |
| Total capital | 593,491,000 | 608,118,000 | 600,887,000 | 648,291,000 |
| Risk-weighted assets | 4,545,133,000 | 4,599,790,000 | 4,691,196,000 | 4,905,092,000 |