Call reports 2018
MIDLAND STATES BANK — 2018
What MIDLAND STATES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,376,781,000 | 4,444,758,000 | 5,715,726,000 | 5,629,526,000 |
| Total loans | 3,259,209,000 | 3,356,010,000 | 4,191,528,000 | 4,167,952,000 |
| Allowance for loan losses | 17,699,000 | 18,222,000 | 19,631,000 | 20,903,000 |
| Securities available for sale | 437,044,000 | 433,544,000 | 682,396,000 | 657,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,121,549,000 | 3,073,325,000 | 4,171,988,000 | 4,095,300,000 |
| Interest-bearing deposits | 2,417,296,000 | 2,387,633,000 | 3,151,895,000 | 3,102,006,000 |
| Noninterest-bearing deposits | 704,253,000 | 685,692,000 | 1,020,093,000 | 993,294,000 |
| Equity capital | 557,746,000 | 553,726,000 | 737,430,000 | 758,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 42,713,000 | 86,437,000 | 161,745,000 | 223,325,000 |
| Interest expense | 5,429,000 | 11,923,000 | 22,252,000 | 32,566,000 |
| Net interest income | 37,284,000 | 74,514,000 | 139,493,000 | 190,759,000 |
| Noninterest income | 14,141,000 | 24,503,000 | 49,104,000 | 69,292,000 |
| Noninterest expense | 46,825,000 | 85,409,000 | 145,228,000 | 190,325,000 |
| Provision for loan losses | 2,006,000 | 3,860,000 | 5,963,000 | 9,430,000 |
| Pretax income | 2,753,000 | 9,881,000 | 37,427,000 | 60,750,000 |
| Income tax | 1,367,000 | 2,967,000 | 8,511,000 | 13,814,000 |
| Net income | 1,386,000 | 6,914,000 | 28,916,000 | 46,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 434,852,000 | 435,433,000 | 540,362,000 | 561,402,000 |
| Total capital | 453,266,000 | 454,352,000 | 561,153,000 | 583,465,000 |
| Risk-weighted assets | 3,565,395,000 | 3,701,178,000 | 4,592,927,000 | 4,573,675,000 |