Call reports 2017
MIDLAND STATES BANK — 2017
What MIDLAND STATES BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,366,070,000 | 3,470,024,000 | 4,341,952,000 | 4,401,191,000 |
| Total loans | 2,494,850,000 | 2,532,403,000 | 3,193,846,000 | 3,276,767,000 |
| Allowance for loan losses | 15,805,000 | 15,409,000 | 16,861,000 | 16,431,000 |
| Securities available for sale | 259,332,000 | 239,527,000 | 396,985,000 | 450,525,000 |
| Securities held to maturity | 76,276,000 | 75,371,000 | 70,867,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,565,694,000 | 2,617,449,000 | 3,138,262,000 | 3,191,904,000 |
| Interest-bearing deposits | 1,999,455,000 | 1,968,244,000 | 2,440,349,000 | 2,406,646,000 |
| Noninterest-bearing deposits | 566,239,000 | 649,205,000 | 697,913,000 | 785,258,000 |
| Equity capital | 389,860,000 | 388,320,000 | 563,883,000 | 559,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 31,836,000 | 64,370,000 | 109,603,000 | 153,100,000 |
| Interest expense | 3,032,000 | 6,516,000 | 11,276,000 | 16,288,000 |
| Net interest income | 28,804,000 | 57,854,000 | 98,327,000 | 136,812,000 |
| Noninterest income | 16,275,000 | 28,915,000 | 44,245,000 | 57,772,000 |
| Noninterest expense | 30,767,000 | 66,408,000 | 115,757,000 | 150,726,000 |
| Provision for loan losses | 1,533,000 | 1,991,000 | 3,480,000 | 9,556,000 |
| Pretax income | 12,846,000 | 18,492,000 | 23,554,000 | 34,524,000 |
| Income tax | 3,620,000 | 5,353,000 | 6,747,000 | 16,499,000 |
| Net income | 9,226,000 | 13,139,000 | 16,807,000 | 18,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 319,199,000 | 318,904,000 | 430,792,000 | 428,184,000 |
| Total capital | 335,284,000 | 334,566,000 | 448,343,000 | 445,285,000 |
| Risk-weighted assets | 2,811,141,000 | 2,835,284,000 | 3,594,108,000 | 3,615,646,000 |