Call reports 2016
MIDLAND STATES BANK — 2016
What MIDLAND STATES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,895,644,000 | 3,020,640,000 | 3,248,521,000 | 3,230,875,000 |
| Total loans | 2,119,399,000 | 2,262,823,000 | 2,374,141,000 | 2,390,541,000 |
| Allowance for loan losses | 14,571,000 | 14,752,000 | 15,559,000 | 14,862,000 |
| Securities available for sale | 232,074,000 | 238,781,000 | 252,212,000 | 246,339,000 |
| Securities held to maturity | 88,085,000 | 84,756,000 | 82,941,000 | 78,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,395,022,000 | 2,397,792,000 | 2,464,052,000 | 2,443,168,000 |
| Interest-bearing deposits | 1,843,046,000 | 1,825,586,000 | 1,790,919,000 | 1,842,033,000 |
| Noninterest-bearing deposits | 551,976,000 | 572,206,000 | 673,133,000 | 601,135,000 |
| Equity capital | 333,814,000 | 368,031,000 | 376,817,000 | 380,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 27,966,000 | 60,082,000 | 91,267,000 | 121,249,000 |
| Interest expense | 2,426,000 | 5,040,000 | 7,616,000 | 10,296,000 |
| Net interest income | 25,540,000 | 55,042,000 | 83,651,000 | 110,953,000 |
| Noninterest income | 13,173,000 | 26,773,000 | 41,655,000 | 57,760,000 |
| Noninterest expense | 27,570,000 | 57,815,000 | 86,333,000 | 120,180,000 |
| Provision for loan losses | 1,125,000 | 1,754,000 | 3,146,000 | 5,591,000 |
| Pretax income | 9,398,000 | 21,698,000 | 35,318,000 | 56,820,000 |
| Income tax | 3,363,000 | 7,759,000 | 12,435,000 | 20,576,000 |
| Net income | 6,036,000 | 13,939,000 | 22,889,000 | 36,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 256,188,000 | 294,216,000 | 302,122,000 | 314,595,000 |
| Total capital | 270,955,000 | 309,150,000 | 317,823,000 | 329,759,000 |
| Risk-weighted assets | 2,438,629,000 | 2,601,060,000 | 2,711,961,000 | 2,709,661,000 |