Call reports 2015
MIDLAND STATES BANK — 2015
What MIDLAND STATES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,809,835,000 | 2,758,591,000 | 2,835,915,000 | 2,883,399,000 |
| Total loans | 1,943,890,000 | 1,985,423,000 | 2,025,876,000 | 2,050,002,000 |
| Allowance for loan losses | 13,248,000 | 16,206,000 | 15,157,000 | 15,988,000 |
| Securities available for sale | 209,271,000 | 207,848,000 | 211,359,000 | 236,627,000 |
| Securities held to maturity | 96,885,000 | 94,637,000 | 92,011,000 | 87,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,294,036,000 | 2,244,143,000 | 2,310,483,000 | 2,375,689,000 |
| Interest-bearing deposits | 1,697,053,000 | 1,668,944,000 | 1,791,846,000 | 1,824,247,000 |
| Noninterest-bearing deposits | 596,983,000 | 575,199,000 | 518,637,000 | 551,442,000 |
| Equity capital | 289,852,000 | 323,194,000 | 325,660,000 | 325,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 27,339,000 | 58,547,000 | 87,496,000 | 117,795,000 |
| Interest expense | 1,871,000 | 3,762,000 | 5,850,000 | 8,208,000 |
| Net interest income | 25,468,000 | 54,785,000 | 81,646,000 | 109,587,000 |
| Noninterest income | 18,025,000 | 32,520,000 | 47,478,000 | 58,680,000 |
| Noninterest expense | 31,483,000 | 62,328,000 | 90,502,000 | 117,632,000 |
| Provision for loan losses | 997,000 | 3,376,000 | 10,075,000 | 11,127,000 |
| Pretax income | 11,010,000 | 21,598,000 | 28,246,000 | 39,240,000 |
| Income tax | 3,923,000 | 7,127,000 | 9,550,000 | 12,897,000 |
| Net income | 7,028,000 | 14,394,000 | 18,614,000 | 26,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,834,000 | 247,813,000 | 249,050,000 | 254,228,000 |
| Total capital | 225,261,000 | 264,178,000 | 264,377,000 | 270,436,000 |
| Risk-weighted assets | 2,234,035,000 | 2,412,836,000 | 2,475,447,000 | 2,446,275,000 |