Call reports 2014
MIDLAND STATES BANK — 2014
What MIDLAND STATES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,696,545,000 | 1,748,969,000 | 1,817,050,000 | 1,790,595,000 |
| Total loans | 1,167,523,000 | 1,208,534,000 | 1,273,466,000 | 1,279,133,000 |
| Allowance for loan losses | 14,290,000 | 13,951,000 | 13,756,000 | 12,300,000 |
| Securities available for sale | 205,940,000 | 193,524,000 | 192,712,000 | 178,452,000 |
| Securities held to maturity | 111,590,000 | 107,632,000 | 105,814,000 | 101,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,395,579,000 | 1,451,423,000 | 1,494,175,000 | 1,485,222,000 |
| Interest-bearing deposits | 1,122,045,000 | 1,179,592,000 | 1,235,673,000 | 1,194,025,000 |
| Noninterest-bearing deposits | 273,534,000 | 271,831,000 | 258,502,000 | 291,197,000 |
| Equity capital | 177,683,000 | 178,025,000 | 180,726,000 | 174,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 18,126,000 | 36,605,000 | 55,330,000 | 73,140,000 |
| Interest expense | 1,656,000 | 3,305,000 | 5,000,000 | 6,692,000 |
| Net interest income | 16,470,000 | 33,300,000 | 50,330,000 | 66,448,000 |
| Noninterest income | 5,881,000 | 10,993,000 | 15,997,000 | 20,554,000 |
| Noninterest expense | 16,399,000 | 32,341,000 | 47,944,000 | 70,129,000 |
| Provision for loan losses | 506,000 | 178,000 | 925,000 | 92,000 |
| Pretax income | 5,446,000 | 11,612,000 | 17,335,000 | 16,669,000 |
| Income tax | 1,739,000 | 3,585,000 | 5,414,000 | 4,969,000 |
| Net income | 3,707,000 | 8,027,000 | 11,921,000 | 11,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,910,000 | 153,640,000 | 158,034,000 | 153,334,000 |
| Total capital | 169,323,000 | 167,689,000 | 171,887,000 | 165,707,000 |
| Risk-weighted assets | 1,373,022,000 | 1,410,424,000 | 1,473,216,000 | 1,483,266,000 |