Call reports 2013
MIDLAND STATES BANK — 2013
What MIDLAND STATES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,523,289,000 | 1,668,755,000 | 1,710,361,000 | 1,738,657,000 |
| Total loans | 971,228,000 | 1,108,888,000 | 1,165,516,000 | 1,208,563,000 |
| Allowance for loan losses | 25,556,000 | 25,519,000 | 25,522,000 | 23,672,000 |
| Securities available for sale | 209,917,000 | 209,384,000 | 204,051,000 | 201,278,000 |
| Securities held to maturity | 103,254,000 | 112,817,000 | 111,912,000 | 109,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,234,247,000 | 1,363,997,000 | 1,392,822,000 | 1,422,477,000 |
| Interest-bearing deposits | 1,016,625,000 | 1,130,536,000 | 1,167,197,000 | 1,140,126,000 |
| Noninterest-bearing deposits | 217,622,000 | 233,461,000 | 225,625,000 | 282,351,000 |
| Equity capital | 156,199,000 | 164,613,000 | 172,860,000 | 174,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 19,467,000 | 37,013,000 | 56,134,000 | 74,987,000 |
| Interest expense | 1,959,000 | 3,721,000 | 5,455,000 | 7,221,000 |
| Net interest income | 17,508,000 | 33,292,000 | 50,679,000 | 67,766,000 |
| Noninterest income | 2,811,000 | 6,976,000 | 12,007,000 | 14,885,000 |
| Noninterest expense | 14,071,000 | 29,936,000 | 45,890,000 | 61,418,000 |
| Provision for loan losses | -264,000 | -8,000 | 606,000 | 173,000 |
| Pretax income | 6,388,000 | 10,537,000 | 16,323,000 | 21,191,000 |
| Income tax | 2,015,000 | 2,910,000 | 4,632,000 | 6,788,000 |
| Net income | 4,373,000 | 7,627,000 | 11,691,000 | 14,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,254,000 | 148,256,000 | 152,357,000 | 153,132,000 |
| Total capital | 156,156,000 | 164,713,000 | 169,556,000 | 170,735,000 |
| Risk-weighted assets | 1,180,782,000 | 1,306,964,000 | 1,366,580,000 | 1,401,334,000 |