Call reports 2012
MIDLAND STATES BANK — 2012
What MIDLAND STATES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,484,621,000 | 1,485,771,000 | 1,504,361,000 | 1,569,090,000 |
| Total loans | 947,375,000 | 976,248,000 | 975,465,000 | 985,829,000 |
| Allowance for loan losses | 28,307,000 | 27,981,000 | 26,871,000 | 26,190,000 |
| Securities available for sale | 222,934,000 | 206,468,000 | 222,278,000 | 233,369,000 |
| Securities held to maturity | 112,857,000 | 109,615,000 | 105,225,000 | 105,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,211,493,000 | 1,201,316,000 | 1,213,680,000 | 1,281,716,000 |
| Interest-bearing deposits | 1,025,368,000 | 1,001,451,000 | 1,019,075,000 | 1,042,492,000 |
| Noninterest-bearing deposits | 186,125,000 | 199,865,000 | 194,605,000 | 239,224,000 |
| Equity capital | 144,516,000 | 146,622,000 | 152,524,000 | 153,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 19,039,000 | 37,170,000 | 55,694,000 | 74,011,000 |
| Interest expense | 2,795,000 | 5,348,000 | 7,625,000 | 9,740,000 |
| Net interest income | 16,244,000 | 31,822,000 | 48,069,000 | 64,271,000 |
| Noninterest income | 3,509,000 | 5,794,000 | 9,090,000 | 13,409,000 |
| Noninterest expense | 13,923,000 | 27,150,000 | 41,044,000 | 56,336,000 |
| Provision for loan losses | 2,169,000 | 2,263,000 | 2,441,000 | 2,052,000 |
| Pretax income | 3,594,000 | 8,116,000 | 13,376,000 | 19,490,000 |
| Income tax | 845,000 | 2,116,000 | 3,722,000 | 5,270,000 |
| Net income | 2,749,000 | 6,000,000 | 9,654,000 | 14,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,710,000 | 130,389,000 | 134,583,000 | 136,696,000 |
| Total capital | 140,269,000 | 145,259,000 | 149,665,000 | 151,627,000 |
| Risk-weighted assets | 1,150,952,000 | 1,176,275,000 | 1,194,641,000 | 1,182,226,000 |