Call reports 2011
MIDLAND STATES BANK — 2011
What MIDLAND STATES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,587,039,000 | 1,536,556,000 | 1,497,858,000 | 1,510,045,000 |
| Total loans | 1,024,517,000 | 998,543,000 | 953,842,000 | 961,288,000 |
| Allowance for loan losses | 30,388,000 | 29,895,000 | 28,567,000 | 26,831,000 |
| Securities available for sale | 360,377,000 | 308,465,000 | 226,213,000 | 223,791,000 |
| Securities held to maturity | 0 | 0 | 117,621,000 | 114,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,309,941,000 | 1,247,985,000 | 1,207,747,000 | 1,222,109,000 |
| Interest-bearing deposits | 1,123,100,000 | 1,062,387,000 | 1,025,505,000 | 1,023,376,000 |
| Noninterest-bearing deposits | 186,841,000 | 185,599,000 | 182,242,000 | 198,733,000 |
| Equity capital | 134,215,000 | 135,341,000 | 142,262,000 | 145,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 21,341,000 | 41,804,000 | 61,906,000 | 81,324,000 |
| Interest expense | 3,910,000 | 7,464,000 | 11,400,000 | 14,096,000 |
| Net interest income | 17,431,000 | 34,340,000 | 50,506,000 | 67,228,000 |
| Noninterest income | 3,063,000 | 6,817,000 | 10,386,000 | 11,573,000 |
| Noninterest expense | 12,875,000 | 25,744,000 | 39,557,000 | 53,944,000 |
| Provision for loan losses | 2,408,000 | 4,800,000 | 4,613,000 | 3,854,000 |
| Pretax income | 5,332,000 | 10,557,000 | 16,678,000 | 20,750,000 |
| Income tax | 1,644,000 | 3,215,000 | 5,126,000 | 6,206,000 |
| Net income | 3,688,000 | 7,342,000 | 11,552,000 | 14,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,197,000 | 116,456,000 | 121,279,000 | 124,866,000 |
| Total capital | 129,631,000 | 130,738,000 | 135,204,000 | 139,112,000 |
| Risk-weighted assets | 1,138,799,000 | 1,126,930,000 | 1,099,385,000 | 1,127,071,000 |