Call reports 2010
MIDLAND STATES BANK — 2010
What MIDLAND STATES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,660,654,000 | 1,629,626,000 | 1,630,190,000 | 1,632,607,000 |
| Total loans | 1,035,375,000 | 1,047,051,000 | 1,032,451,000 | 1,048,010,000 |
| Allowance for loan losses | 20,613,000 | 22,839,000 | 25,965,000 | 28,488,000 |
| Securities available for sale | 344,187,000 | 346,968,000 | 406,306,000 | 391,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,433,698,000 | 1,381,685,000 | 1,354,434,000 | 1,364,653,000 |
| Interest-bearing deposits | 1,261,760,000 | 1,243,204,000 | 1,201,086,000 | 1,190,642,000 |
| Noninterest-bearing deposits | 171,937,000 | 138,481,000 | 153,349,000 | 174,010,000 |
| Equity capital | 113,961,000 | 125,696,000 | 135,378,000 | 133,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 16,109,000 | 39,021,000 | 60,997,000 | 83,212,000 |
| Interest expense | 5,567,000 | 12,841,000 | 17,964,000 | 22,326,000 |
| Net interest income | 10,542,000 | 26,180,000 | 43,033,000 | 60,886,000 |
| Noninterest income | 5,543,000 | 8,542,000 | 11,974,000 | 21,891,000 |
| Noninterest expense | 8,266,000 | 19,323,000 | 30,669,000 | 48,965,000 |
| Provision for loan losses | 1,166,000 | 4,047,000 | 7,846,000 | 13,580,000 |
| Pretax income | 6,653,000 | 11,245,000 | 16,303,000 | 19,982,000 |
| Income tax | 1,898,000 | 3,242,000 | 4,718,000 | 5,812,000 |
| Net income | 4,755,000 | 8,003,000 | 11,585,000 | 14,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,461,000 | 105,376,000 | 109,612,000 | 112,849,000 |
| Total capital | 107,584,000 | 119,820,000 | 124,033,000 | 127,163,000 |
| Risk-weighted assets | 1,123,322,000 | 1,147,130,000 | 1,142,128,000 | 1,130,928,000 |